Self-Invested Personal Pensions

SIPPs were introduced in 1989 to give individuals more control over their pension arrangements. SIPPs offer an unrivalled investment choice allowing individuals to create a portfolio that meets their specific needs and one that can be amended to suit changing circumstances. The SIPP can be managed in conjunction with a clients other investments to offer a risk adjusted streamlined approach.

Key Advantages:
• Control – you decide in what and where you invest. Subject to the rules of the scheme.
• Flexibility – you can change or add in new investments whenever you like. Subject to certain scheme restrictions.
• Performance – you have a wide range of assets to choose from increasing your opportunity to grow your investment.
• Diversification – by having a range of different investments you are spreading your risk.
•Tax efficiency – your contributions receive income tax relief at the highest rate you pay.

All investments held in the scheme are exempt from income and capital gains tax. We also cover all aspects of retirement planning from stake-holder pensions to group pension schemes.
Combined with transparent charges and choice at retirement SIPPs offer the ideal solution for many people.